The Transfer is a bike that could easily replace your car for getting to work every day. It comes fully loaded and ready for all-weather riding. The dynohub powers the headlight that turns on automatically in the dark (as does the battery taillight). The steel frame has color-matched fenders and sturdy rack. The platform pedals and chain guard allow you to ride it in street clothes as well. The wheels are 26" and come with flat-resistant reflective tires. Even the drivetrain is commute-friendly... a 7-speed IGH.With the this feature list I would expect a price around $1000, not the $650 that you'll find on it's price tag at REI. This weekend REI members get $130 off, so keep your eye open for 20% off sales throughout the year.